Student Insurance Coverage For Therapy in Canada
Undergraduate Students
St. George Campus
$100 per visit and up to 15 visits per policy year (combined for all practitioners) (Psychologist, Psychotherapist, Clinical counsellor, or Social Work.
Mississauga Campus
$125 per visit up to 25 visits per benefit year for all services combined (excluding MindBeacon) $300 per benefit year (Psychologist or Counsellor/Social Worker or Master of Social Work or Psychotherapist • MindBeacon Therapist Guided Program).
Scarborough Campus
$125 per visit and up to 20 visits per policy year (combined for all practitioners) (Psychologist, Psychotherapist, Clinical Counsellor, or Social Work.
Insurance Plan
THE UNIVERSITY OF WESTERN ONTARIO
Undergraduate Students
100% per visit up to 1200 per benefit year combined (Psychologist, RSW, Psychotherapist, Registered Clinical Counsellor).
Offer short-term individual therapy, group, and workshops
Graduate Students
Covers 70% of the cost for a maximum of $500 per policy year. (Psychologist, psychotherapist, RSW, Registered Clinical Counsellors).
Insurance Booklet
Offer short-term individual therapy, group, and workshops
UNIVERSITY OF OTTAWA
Undergraduate Students
Covers 80% of the cost up to $1500 per benefit year combined maximum. (Psychologist, Psychotherapist, Social Worker/Counsellor, or Counsellor who has a Master's degree in Social work).
Undergraduate on-campus support: short-term counsellor for up to 8 appts at Studentcare
Graduate Students
50% per visit up to a combined maximum of $3,000 for each covered person per calendar year (Psychologist, Psychotherapist, Psychoanalyst, Marriage/Family Therapist, Clinical Counselor and Clinical Social Worker)
Insurance Plan
QUEEN'S UNIVERSITY
Undergraduate Students
Cover 90% to a max of $1000 per year. (Psychologist, Clinical Counselor, or Master's degree in Social Work).
Preferred Psychologist rates through PsyVitalitï
Graduate Students
Covers 80% per visit, up to a combined maximum of $750 per policy year (Psychologist, Psychotherapist, or Social Worker).
TORONTO METROPOLITAN UNIVERSITY (Formerly known as Ryerson University)
Undergraduate Students
!00% covered up to $1,000 per benefit year combined (Psychologist, Social Worker, Psychotherapist).
School provides short term individual counselling, group counselling HERE.
The plan covers 100% up to $750 (Psychologist, Clinical Counsellor, Psychotherapist, or Social Worker).
School provides short term individual counselling, group counselling HERE.
UNIVERSITY OF WATERLOO
Undergraduate Students
Covers 80% up to $800 per calendar year (clinical counsellors and psychotherapists, in addition to licensed psychologists and practitioners with a Master’s degree in Social Work)
School offers individual therapy, groups and workshops HERE.
Graduate Students
Covers 80% up to $800 per calendar year (clinical counsellors and psychotherapists, in addition to licensed psychologists and practitioners with a Master’s degree in Social Work).
Offers individual therapy, groups and workshops HERE
McMaster University
Undergraduate Students
Covers 80% up to a maximum of $300.00 each policy year for combined services of a psychologist or psychotherapist
Graduate Students
Psychologists/Clinical Counsellors/Masters of Social Work/Psychotherapists - $100 per visit for an annual maximum of $400 (Please note that you need a referral by a medical doctor to be covered for visits to psychologists, clinical counsellors, Masters of Social Work, or licensed psychotherapists).
CARLETON UNIVERSITY
Undergraduate Students
Covers the cost of a mental health practitioner for a maximum of $75 per visit and up to $300 per policy year (Psychologist, Masters of Social Work, Registered Clinical Counselor).
YORK UNIVERSITY
Undergraduate Students
$125 per visit up to a maximum of 10 visits per benefit year combined maximum, including $300 per benefit year for BEACON program. (Psychologist or BEACON digital therapy program or Social Worker/Counsellor or Master of Social Work, Clinical Counsellor or Psychotherapist)
Graduate Students
$125 per visit up to a maximum of 10 visits per benefit year combined maximum. (Psychologist or Social Worker/Counsellor or Master of Social Work, Clinical Counsellor or Psychotherapist), plus 5 visits through Inkblot
GEORGE BROWN COLLEGE
Plans vary and coverage might look different depending on your student designation. For more details, please refer to the George Brown College Insurance Booklet
CENTENNIAL COLLEGE
Domestic student plan covers 80% to a maximum of $500 (Psychologist). International students need to refer to guard.me or international education for more benefit information.
SENECA COLLEGE
Plans vary and coverage might look different depending on your student designation. For more details, please refer to the Seneca College plans. Insurance Plan
HUMBER COLLEGE
Plans vary and coverage might look different depending on your student designation. For more details, please refer to the Humber College plans. Insurance Plan
CONESTOGA COLLEGE
Undergraduate Students
Covers 70% up to a maximum of $300 per policy year (Psychologist, Registered Social Worker or hold a Master of Social Work degree).
UNIVERSITY OF ALBERTA
Undergraduate Students
80% per visit up to an annual maximum of $700 per policy year (Psychologist, Registered Social Worker or Registered Clinical Counsellor)
Graduate Students
Covers up to 80% of the cost of a mental health practitioner. The maximum is $600 per policy year (Psychologist, Registered Social Worker or Registered Clinical Social Worker.
Insurance Plan
UNIVERSITY OF CALGARY
Undergraduate Students
Reimbursed at 80% to a maximum of $20 per visit. Each service has an overall plan maximum of $300 per benefit year. (Psychologist or Registered Social Worker)
Campus offers mental health groups and workshops HERE
Graduate Students
Up to 100% per visit, and $500 per student year (Psychologist, Registered Social Worker, Licensed Counselling Therapist or Psychotherapist, Licensed Professional Counsellor)
Insurance Booklet
Preferred rates on 50 minute adult therapy or coaching sessions through PsyVitaliti HERE
UNIVERSITY OF LETHRIDGE
Undergraduate Students
Covers 80% of the cost with a combined maximum of $600 per benefit year. (Psychologist, Registered Social Worker (MSW), Psychotherapist)
Campus offers a virtual wellness program HERE and therapy assistance online HERE
MOUNT ROYAL UNIVERSITY
Undergraduate Students
Covered at 80% up to $25 per visit to a maximum of $400 based on reasonable and customary charges, per practitioner, per benefit year (Psychologist or Social Worker)
UNIVERSITY OF BRITISH COLUMBIA
Undergraduate Students
Covers 100% up to $1250 per policy year (Psychologist, Registered Social worker, Registered Clinical Counsellor, Canadian Certified Counsellor, Licensed Psychological Associate)
Campus offers same day single session 45 min counselling, and group counselling HERE.
Graduate Students
Annual maximum of $1,250 (Licensed Psychologist, Registered Clinical Counsellor, Licensed Psychological Associate registered with the College of Psychologists of British Columbia, or have a Master’s degree in Social Work)
SIMON FRASER UNIVERSITY
Undergraduate Students
Covers up to 90% of the cost of a mental health practitioner. The maximum is $750 per policy year (Psychologist, a Registered Clinical Counsellor, Canadian Certified Counsellor, or have a Master’s degree in Social Work ).
Graduate Students
Covers up to 80% of the cost of a mental health practitioner.The maximum is $600 per policy year (Psychologist, a Registered Clinical Counsellor, Canadian Certified Counsellor or have a Master’s degree in Social Work).
UNIVERSITY OF VICTORIA
Undergraduate Students
Covers 70% of the cost of a mental health practitioner, up to a combined maximum of $800 per policy year (Psychologist, Registered Clinical Counsellor, Canadian Certified Counsellor or have a Master’s degree in Social Work).
VANCOUVER ISLAND UNIVERSITY
Undergraduate Students
$75 per visit up to $725 per benefit year combined (Psychologist, Social Worker, Clinical Counsellor, Master of Social Work or Psychotherapist)
School offers Personal Counselling for Students, wellness workshops and groups HERE.
ROYAL ROADS UNIVERSITY
Undergraduate Students
Covers up to 80% of the cost of a mental health practitioner, up to a maximum of $700 per policy year (Psychologist, Registered Clinical Counsellor, Canadian Certified Counsellor or have a Master's degree in Social Work.)
Campus offers wellness workshops HERE and counselling sessions (usually up to 5)
UNIVERSITY OF NORTHERN BRITISH COLUMBIA
Undergraduate Students
Covers the cost of a mental health practitioner for a maximum of 80% per visit and up to $500 per policy year (Psychologist, Registered Clinical Counsellor, Canadian Certified Counsellor, or Master of Social Work).
Graduate Students
Covers the cost of a psychologist for a maximum of $20 per visit and up to $600 per policy year (Psychologist).
UNIVERSITY OF THE FRASER VALLEY
Undergraduate Students
Covers up to 80% of the cost of a mental health practitioner. The maximum is $500 per policy year (Psychologist, Licensed Psychological Associate, Registered Clinical Counsellor or have a Master’s degree in Social Work).
DALHOUSIE UNIVERSITY
100% per visit up to an annual maximum of $1,000 per policy year (Psychologist, Registered Social Worker, Counselling Therapist or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
ACADIA UNIVERSITY
$100 per visit up to an annual maximum of $700 per policy year (Psychologist, Registered Social Worker or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
CAPE BRETON UNIVERSITY
100% per visit up to an annual maximum of $1000 per policy year (Psychologist, Registered Social Worker, Licensed Professional Counsellor, Licensed Counselling Therapist or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
MOUNT SAINT VINCENT UNIVERSITY
Undergraduate Students
100% per visit up to an annual maximum of $1000 per policy year (Psychologist, Registered Social Worker, Licensed Professional Counsellor, Licensed Counselling Therapist or Psychotherapist)
$100 per visit up to an annual maximum of $1000 per policy year (Psychologist, Registered Social Worker, Licensed Professional Counsellor, Licensed Counselling Therapist or Psychotherapist)
NSCAD UNIVERSITY
100% per visit up to an annual maximum of $1,000 per policy year per benefit year combined maximum, including $300 per benefit year for MindBeacon Therapist Guided Program (Psychologist MindBeacon Therapist Guided Program™, Social Worker/Counsellor, Master of Social Work or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
SAINT MARY’S UNIVERSITY
$400 per visit up to an annual maximum of $1000 per policy year (Psychologist, Registered Social Worker, Licensed Counselling Therapist or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
ST. FRANCIS XAVIER UNIVERSITY
100% per visit up to an annual maximum of $1000 per policy year (Psychologist, Registered Social Worker, Licensed Counselling Therapist, Canadian Certified Counsellor, Registered Clinical Counsellor or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
UNIVERSITÉ SAINTE-ANNE
100% per visit up to an annual maximum of $500 per policy year including $300 per benefit year for MindBeacon Therapist Guided Program (Psychologist, MindBeacon Therapist Guided Program™, Social Worker or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
UNIVERSITY OF KING’S COLLEGE
80% per visit up to an annual maximum of $1000 per policy year (Psychologist, Registered Social Worker, Licensed Professional Counsellor, Licensed Counselling Therapist or Psychotherapist)
Undergraduate: Insurance Plan
Graduate: Insurance Plan
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